How I Save Big... My Actual Budget

>> 7.15.2009

I promised I would share, so here it is! This is how I actually spend my money. Each month is a little different based on what is going on in my life, but usually it is similar to this. The "earned money" is post-tax and post-retirement contribution (yes, I contribute 10% to my 401k).

(click image to enlarge)

Yep, I live off of about $1200 which means I get to save over half of my money each month. I probably shop a little less than most and eat out more. How is your budget different from mine?

*You might have noticed that each figure is rounded up to the next dollar... I do this so that my bank account is padded. I pay my car insurance in full every six months and these extra dollars add up enough to cover it!


oneadvice July 16, 2009 at 5:28 AM  

Oooh thanks for this! :)
I am going to have a go and use it for next month. Fingers crossed.

Caitlin July 17, 2009 at 1:36 PM  

Wow, saving half of your money per month is great!! Way to go!

:::Lyzz::: August 28, 2009 at 3:47 PM  

Gosh, with a house payment now, I prolly spend 5x what you spend on a monthly basis. Pre-house though, my apartment alone cost me $1,200. Not sure where you live, but that is the standard of living in CA.

Anonymous,  January 2, 2010 at 10:02 AM  

Lyzz – I was thinking the same thing. I'm in NorCal, and I can't remember ever having an apartment under $1200. Even in grad school in NYC, I was paying $650 for shared housing. And that was in 1993. I worked 2 jobs in addition to teaching just to have cash to live. Where is this secret place where you can get by on $1200/mo.?

Kasey at Thrifty Little Blog January 2, 2010 at 12:46 PM  

@Lyzz & Anon- Come to Texas! I lived in a tiny room to get such a great deal, but my boyfriend just moved out of a 900+ sqft 2-bedroom apartment that rented for $850/ month.

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