In this economy, many people are receiving pay cuts rather than pay raises. As the economy picks back up again, we can expect raises, bonuses, and promotions to return with job stability. Although the average pay yearly pay raise is usually a bit under 5%, this money can start to add up over a few years...
...and I know exactly what I want to do with that money! For 90% of my pay increase, I plan on putting it towards the smart stuff like savings, investments, the future... BUT I do feel like it's okay to put the extra 10% towards upgrading my life.
What would be my next upgrade? Well, it's something super diy-able and might make me seem a bit lazy, but I can't wait until I can afford to hire a house cleaning service! I'm not talking about a daily or even weekly service, but It would be amazing to have someone do the works on my house once or twice a month. I've looked into it and for around $100 per cleaning, I could have hours and hours of my free time back.
What's your next planned upgrade? Will you start taking yoga classes? Buy a vacation home? Upgrade to a fancier car? Take more vacations?