Thrifty Little Tip: Find Cash Discounts

Your new favorite question:

"Can you give me a discount for paying in cash?"

What does this have to do with a truck piled up with sod? Well, we saved a good $30 just because Nate asked if they would give him a discount for paying with cash rather than credit. Remember, those credit cards that we expect all of our favorite stores and businesses to take actually charge the business a fee of around 4% of each transaction. That's money that should stay in your bank account.

When finding pay in cash discounts:

*Take the initiative to ask. You might be a cash person. That doesn't mean you'll automatically receive all discounts that might be available.

*Your best bet is with the small and local businesses. They don't usually have deals with credit card companies or fees built in. Think outside of the box- neighborhood florist, vet, or favorite restaurant?

*Weigh your options. Will the rewards points that you earn by using the credit card come out to be more or less than the cash discount?

*Make sure you aren't being penalized already. Some businesses add on fees when a customer uses credit over cash.

Have you ever found savings by paying in cash?