Your new favorite question:
"Can you give me a discount for paying in cash?"
When finding pay in cash discounts:
*Take the initiative to ask. You might be a cash person. That doesn't mean you'll automatically receive all discounts that might be available.
*Your best bet is with the small and local businesses. They don't usually have deals with credit card companies or fees built in. Think outside of the box- neighborhood florist, vet, or favorite restaurant?
*Weigh your options. Will the rewards points that you earn by using the credit card come out to be more or less than the cash discount?
*Make sure you aren't being penalized already. Some businesses add on fees when a customer uses credit over cash.
Have you ever found savings by paying in cash?