AKA "Top Five Reasons Why You'd Probably Hate My Life"
I preach a lot of thriftiness around here, but I'll be the first one to admit that the lifestyle I live is probably too difficult for most. Sometimes a perk in life is just worth it. I know that I wouldn't give up eating ice cream for anything (although it would probably save us a good $500 per year... it was scary to write that, but that's a pretty accurate estimate).
I promise, we're not rich by any means, but we do have a good bit of extra wiggle room in our budget each month (which usually goes into savings for big house projects or the future (wedding, new house, etc).
So why do two not-rich people end up with so much extra extra?
1. No Meat- I do eat fish once or twice a week, but I've been going strong without meat for a good 7 years now and I doubt I'll ever go back. My health, my conscious, and my $200/ month grocery bill thank me.
estimated savings per month~ $60 for the two of us (Nate eats meat half of the time)
2. No Alcohol- I've been legal for more than just a few years now and will you believe that I've never actually purchased alcohol? I'll have a glass of champagne or wine at a big celebration or wedding, but I'm all about water the other 363 days of the year (no soda or tea either).
estimated savings per month~ $55 for the two of us (Nate doesn't drink alcohol, but he does drink soda and tea once in a while)
3. No Smart Phone- This probably explains why I failed so miserably at keeping up with a Twitter account, but I can't say that I've ever actually wanted anything more than my $25 family plan and $60 Go Phone.
estimated savings per month~ $115 for the two of us
4. No Yearly Vacation- True story. In fact, in the past two years the only times Nate and I have even left our state has been to go visit family. Part of me thinks it would be fun to do something like a yearly beach trip, but then the real me winces at the thought of $1,000+ being gone within a week (I'm even having a hard time planning on spending for our honeymoon).
estimated savings per year~ $1,500; $125/ month
5. No Spontaneity- Ouch, even saying that hurt a little bit, but it's unfortunately how I have to live. "Have to" as in it's how I find peace with money. I like having a budget, I like knowing what the future holds, and I like having a big safety net. This means: no spontaneous movies on the weekends, no weekend trips to Vegas, and no exciting new dinners (we eat practically the same meals each week).
estimated savings per month~ $50
My guess is that I save around $400 per month by eliminating these things from my budget... but I have no idea how accurate my estimates are. How much would you guess that you would save by eliminating one of the things above? Would the savings be worth it to you?